During the present price, there could be each and every day into the not-so-distant future whenever every Austin lawmaker and staffer would go to work with the cash advance industry, making no body, at final, to imagine to worry about usurious prices, the period of financial obligation and criminalization of borrowers. I exaggerate, needless to say, but just somewhat. The menu of legislators and their employees that have moved, often instantly, from the Capitol towards the industry is impressively very long. As Texans for Public Justice discovered a year ago, 10 % associated with lobbyists utilized by lending interests during the Legislature had been previous lawmakers. The Southlake Republican who carried the “reform” bills in 2011 and chaired the House committee that oversees the industry among them was Rep. Vicki Truitt. Also it’s bipartisan, too: the previous chief of staff to Sen. Kirk Watson (D-Austin), Trent Townsend, is really a lobbyist for money America, EZCorp and First money Financial.

Possibly we must retire the “revolving door” metaphor and merely think about the industry, the lobby in addition to local government as various chambers in a huge shark tank, like a high-dollar water World for predators. (más…)

Areas Bank Halts Prohibited Payday Lending in Vermont

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