Cardinal Bank is just one of the biggest economic organizations headquartered in Northern Virginia plus the Commonwealth of Virginia. Cardinal Financial Corporation is made up of Cardinal Bank, George Mason Mortgage, and Cardinal riches Services. Cardinal has also an ownership curiosity about Bankers insurance company. With banking workplaces conveniently positioned in Virginia, Maryland as well as the District of Columbia, we offer leading-edge technology and old-fashioned awareness of detail and private solution this is certainly the best.

The Cardinal Benefits

Cardinal Bank is focused on assisting people and businesses achieve their objectives by understanding their economic requirements. Our bankers title loans Tennessee tune in to your stories. We learn about your aspirations and challenges. Then we head to work matching the banking solutions to your needs that will help become successful. Your tale becomes our tale, too, once we find out about your specific situation and attempt to deliver a unique, constant, and superior customer experience that combines value, convenience and attention that is personal.

Our company is proud to supply a number of products – from your home mortgages to business that is small, individual and company deposit records, wide range administration solutions and business cash management solutions – providing the right mixture of individuals, services and products to obtain probably the most of the banking relationship. We aspire to have the honor of serving you and assisting you to pursue the next chapter of one’s tale.

Subscriptions and Associations

Cardinal Bank is proud to be always a right component of those memberships and associations:

• Virginia Bankers Association (VBA);
• Virginia Association of Community Bankers (VACB);
• United States Bankers Association (ABA);
• Independent Community Bankers Association (ICBA);
• Federal Deposit Insurance Corporation (FDIC).

Services Provided

Cardinal Bank provides many different checking, savings, cash market and certification of deposit accounts to meet up the requirements of companies from those who find themselves simply getting started to those people who are mature.

1. Checking

Our checking products consist of:

• Company Chairman’s Club Checking;
• Commercial Checking;
• Company Interest Checking;
• Merely Business Checking.

2 Other Deposit Accounts

You can expect extra deposit reports to aid your clients’ needs or even better assistance manage cashflow:

• Escrow Manager;
• Interest on Lawyer Trust Accounts;
• Sweep Services;
• Zero Balance Accounts.

3. Savings and Cash Market

Earn much more with a cost savings or cash market account:

• Company Monster Cash Marketplace;
• Company Money Marketplace;
• Business Just Savings.

4. Certificates of Deposit (CDs) and CDARS

Earn much more with Certificates of Deposit or spend sums that are large retain FDIC protection with CDARS.

5. Overdraft Protection

Cardinal Bank provides choices for overdraft security to simply help avoid embarrassing moments and costs with Overdraft Protection credit line or Savings/Money marketplace Overdraft Transfer.

6. Business Insurance

Company Insurance Services Delivered Include:

• Property Coverage – Buildings, Business Personal Property, Computer Gear;
• Expert Liability – Errors and Omissions, healthcare Malpractice, Directors and Officers obligation;
• General Liability – Premises and Operations, Accidental Injury, Fire Harm, Employment Techniques Liability;
• Commercial Cars;
• Worker’s Compensation;
• Employee Benefits – Major Health, Disability, Dental, Group Lifetime, Key Employee Life Insurance Coverage, Voluntary Life Insurance Coverage;
• And much more.

401(k) Plans

Unless business has knowledgeable and experienced people who are specialized in handling your employee your retirement plan, you should think about employing a economic consultant whom focuses primarily on 401(k) plans and it is as specialized in your preferences when you are to your staff. All k that is 401( plans have a similar fundamental objective – to serve as a your your your retirement cost savings policy for employees. But, there are various 401(k) plan designs that suit many certain business requirements. The 401(k) advisor’s part is always to assist you to set reasonable expectations, select the most suitable plan, then handle all of the components on a continuing foundation to simply help guarantee a plan that is successful.

A very good k that is 401( consultant is similar to a mentor, coordinating the job of the with certain expertise in some areas. That you select someone who can manage the whole, rather than just certain parts since you have the overall responsibility for all the various plan functions, it is important.

Maintaining a proper your retirement arrange for your organization usually may seem like an intimidating task – especially considering the rest that goes in managing a effective company. For people at Raymond James, it is certainly one of our specialties. Generally speaking, the part of a k that is 401( consultant may be segmented into:

• Developing a retirement that is overall strategy with certain objectives to ensure success;
• Evaluating and picking the service that is appropriate to meet your needs;
• Reviewing the master plan design conditions such as for instance matching share formulas, revenue sharing allocations, etc.;
• Assisting within the design regarding the investment policy declaration (IPS) to greatly help minmise your fiduciary obligation;
• Handling the execution and change to new providers;
• Serving once the contact that is primary all aspects of plan servicing;
• Offering plan that is ongoing;
• Handling worker investment and communication training;
• Educating plan participants about plan circulation alternatives, offer retirement cash movement analysis, and, whenever necessary, talk to retirees investment asset allocation that is regarding.

When you have any queries pertaining to our bank, please please feel free to e mail us to find out more or even to schedule a consultation!