See your personalised loan prices in only three minutes. Our rates tend to be among the list of cheapest on the market. Checking your prices will not impact your credit rating.

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Representative instance

That loan cash advance payday Kentucky of Р’Р€10,000 over 5 years can cost you Р’Р€234.99 per at a representative 15.4% APR month.

The total price after 5 years is ВЈ14,099.54 , which includes ВЈ4,099.54 interest at 15.4per cent fixed and a fee that is вј0. The sum total number of credit is ВЈ10,000 .

The price you may be offered depends on your circumstances that are individual.

We Are Zopa

In 2005 we built the very first ever peer-to-peer (P2P) home loan company to offer individuals usage of simpler, better-value loans and opportunities. Ever since then we have aided thousands and thousands of clients make the anxiety away from cash because they build our company on sincerity, trust and transparency. In 2020, we began a chapter that is new our journey, formally introducing Zopa Bank alongside our P2P company. The explanation for achieving this had been easy: to supply a lot more methods to enable our clients to FeelGood about cash.

We have authorized over Р’Р€5 billion in loans.

Why choose Zopa?

Start to see the price youРІР‚в„ўll actually get, with no effect to your credit rating

Apply in a minutes that are few – no forms or documents

In the event your loanРІР‚в„ўs approved, youРІР‚в„ўll get the funds within 2 hours

It’s not hard to spend additional towards your loan – and we donРІР‚в„ўt charge a cost

Our customer support is award-winning, which means you know you will get a service that is great standard when you really need getting in contact

Exactly just What our customers think

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According to 15352 reviews

We battle for the liberties

We led the cost in looking for legislation when it comes to peer-to-peer loans industry to make fully sure your requirements are often put first. Today, it really is managed because of the Financial Conduct Authority (FCA).

Individuals frequently ask us

There are many conditions, and contains to own been at the very least six months as your final Zopa loan application.

Exactly Just Just How?

Whenever you sign in, under ‘My account’ it is possible to choose the solution to ‘Borrow more’.

You really need to just borrow what you’re able repay, and all sorts of Zopa loans are at the mercy of our normal credit checks

Please understand that the total quantity you can borrow is Р’Р€25,000. What this means is for those who have a highly skilled stability of Р’Р€5,000, you have actually up to Р’Р€20,000 left to borrow.

Consolidating a loan that is existing?

Great. Merely tick the ‘debt consolidation’ package if you’d like to consolidate a preexisting loan. Within the ‘about you’ element of the mortgage application you’re going to be because of the solution to consolidate your existing Zopa loan, and shown the amount. Do not forget to tick the ‘final consolidation authorization’ package.

Please be conscious that the settlement quantity is immediately obtained from your account once you sign up for a loan that is new us. This means the rest of the stability of one’s loan, any charges along with interest due are deducted from your own loan that is new quantity.

Yes you can easily. The is automatically set to 30 days after your loan is approved, but you’re welcome to pick a more convenient one day.

To improve your payment time, please signal into the Zopa account, start the loan that is relevant and proceed with the steps on display screen.

What to remember

Require a hand?

We are right right right here to greatly help. Give us a call on 020 7580 6060 (to Friday 8am – 8pm and Saturday and Sunday 9am – 5:30pm) monday.

Yes… well, type of.

Your month-to-month repayments will drop in the event that you pay additional towards your loan.

But it is impossible to select a fresh quantity from scratch, since your Loan agreement is just a fixed agreement. It will help us responsibly prepare the cash that goes in and away from Zopa.

Yes, it is possible to. To combine more than one current Zopa loans.

First you will need to log into the zopa.com account

Under ‘My account’ you can easily choose the solution to ‘Borrow more’.

Much like your initial loan, the application form will undoubtedly be at the mercy of our normal credit checks and you may just borrow up to the utmost loan allowance away from Р’Р€25,000.

For instance: in the event that you borrowed Р’Р€5,000, you have actually up to Р’Р€20,000 left to borrow.

Please be mindful that the settlement quantity is immediately extracted from your bank account whenever you remove a loan that is new us. Which means the residual stability of one’s loan, any charges, along with interest due are deducted from your own brand new loan amount.

As an example: if the staying Zopa loan stability had been Р’Р€1,000 and you also sent applications for a brand new Р’Р€3,000 Zopa loan. Let’s imagine your charges and interest add up to Р’Р€20 . The residual stability of one’s initial loan (Р’Р€1,000), in addition to any charges and interest payable (Р’Р€20) will soon be deduced just before are credited aided by the staying disbursal quantity.

Using the aforementioned example, this could suggest your loan disbursal quantity is Р’Р€1,980.

Yes you’ll. As much as you want, without any penalty costs.

To spend extra on line or through the application: please signal into the Zopa account, open the appropriate loan, and proceed with the steps on display screen. We are going to make the cash throughout your Direct Debit.

To cover additional throughout the phone: give us a call on 020 7580 6060 (to Friday 8am – 8pm and Saturday and Sunday 9am – 5:30pm) and we’d be happy to walk you through it monday. You can easily decide to spend by Debit Card or via your Direct Debit.